Call reports 2011
LAYTON STATE BANK — 2011
What LAYTON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 139,232,000 | 137,310,000 | 135,399,000 | 135,917,000 |
| Total loans | 92,505,000 | 96,047,000 | 97,376,000 | 86,990,000 |
| Allowance for loan losses | 1,362,000 | 1,342,000 | 1,327,000 | 1,277,000 |
| Securities available for sale | 17,380,000 | 17,564,000 | 17,886,000 | 17,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,401,000 | 119,215,000 | 117,719,000 | 119,166,000 |
| Interest-bearing deposits | 104,461,000 | 103,156,000 | 102,126,000 | 101,972,000 |
| Noninterest-bearing deposits | 16,940,000 | 16,059,000 | 15,593,000 | 17,194,000 |
| Equity capital | 14,376,000 | 14,457,000 | 14,651,000 | 14,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,608,000 | 3,184,000 | 4,817,000 | 6,449,000 |
| Interest expense | 377,000 | 714,000 | 1,020,000 | 1,310,000 |
| Net interest income | 1,231,000 | 2,470,000 | 3,797,000 | 5,139,000 |
| Noninterest income | 149,000 | 284,000 | 486,000 | 747,000 |
| Noninterest expense | 1,319,000 | 2,584,000 | 3,855,000 | 5,248,000 |
| Provision for loan losses | 150,000 | 150,000 | 250,000 | 250,000 |
| Pretax income | -89,000 | 20,000 | 178,000 | 367,000 |
| Income tax | 0 | 0 | 0 | -96,000 |
| Net income | -89,000 | 20,000 | 178,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,273,000 | 14,287,000 | 14,335,000 | 14,525,000 |
| Total capital | 15,531,000 | 15,602,000 | 15,603,000 | 15,744,000 |
| Risk-weighted assets | 100,548,000 | 105,285,000 | 105,448,000 | 97,517,000 |