Call reports 2025
NEW VALLEY BANK & TRUST — 2025
What NEW VALLEY BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 340,754,000 | 340,366,000 | 365,972,000 | 338,993,000 |
| Total loans | 257,562,000 | 263,123,000 | 260,298,000 | 262,175,000 |
| Allowance for loan losses | 5,738,000 | 5,876,000 | 6,315,000 | 4,818,000 |
| Securities available for sale | 28,660,000 | 26,769,000 | 26,233,000 | 21,148,000 |
| Securities held to maturity | 21,442,000 | 21,949,000 | 21,953,000 | 21,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,018,000 | 277,551,000 | 300,361,000 | 274,756,000 |
| Interest-bearing deposits | 255,192,000 | 256,176,000 | 278,165,000 | 247,680,000 |
| Noninterest-bearing deposits | 22,826,000 | 21,375,000 | 22,196,000 | 27,076,000 |
| Equity capital | 26,171,000 | 25,878,000 | 26,351,000 | 26,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,855,000 | 8,286,000 | 13,682,000 | 18,036,000 |
| Interest expense | 1,735,000 | 3,576,000 | 5,527,000 | 7,345,000 |
| Net interest income | 2,120,000 | 4,710,000 | 8,155,000 | 10,691,000 |
| Noninterest income | 175,000 | 332,000 | 509,000 | 674,000 |
| Noninterest expense | 2,304,000 | 4,759,000 | 7,381,000 | 9,646,000 |
| Provision for loan losses | 613,000 | 1,325,000 | 1,832,000 | 1,738,000 |
| Pretax income | -622,000 | -1,042,000 | -591,000 | -91,000 |
| Income tax | -183,000 | -291,000 | -177,000 | -38,000 |
| Net income | -439,000 | -751,000 | -414,000 | -53,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,611,000 | 28,320,000 | 28,677,000 | 29,049,000 |
| Total capital | 32,270,000 | 31,854,000 | 32,182,000 | 32,550,000 |
| Risk-weighted assets | 290,645,000 | 280,435,000 | 277,583,000 | 278,751,000 |