Call reports 2025
MINNESOTA NATIONAL BANK — 2025
What MINNESOTA NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 304,045,000 | 304,940,000 | 295,606,000 | 291,465,000 |
| Total loans | 230,417,000 | 233,224,000 | 228,282,000 | 225,811,000 |
| Allowance for loan losses | 2,525,000 | 2,509,000 | 2,529,000 | 2,446,000 |
| Securities available for sale | 50,979,000 | 47,545,000 | 45,749,000 | 42,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,583,000 | 241,859,000 | 242,781,000 | 243,645,000 |
| Interest-bearing deposits | 209,048,000 | 205,091,000 | 205,211,000 | 209,411,000 |
| Noninterest-bearing deposits | 34,535,000 | 36,768,000 | 37,570,000 | 34,234,000 |
| Equity capital | 26,876,000 | 28,001,000 | 28,960,000 | 29,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,071,000 | 8,287,000 | 12,559,000 | 16,801,000 |
| Interest expense | 1,477,000 | 2,920,000 | 4,316,000 | 5,576,000 |
| Net interest income | 2,594,000 | 5,367,000 | 8,243,000 | 11,225,000 |
| Noninterest income | 378,000 | 808,000 | 1,314,000 | 1,724,000 |
| Noninterest expense | 2,011,000 | 3,871,000 | 5,844,000 | 8,035,000 |
| Provision for loan losses | 0 | 0 | 20,000 | -60,000 |
| Pretax income | 961,000 | 2,304,000 | 3,693,000 | 4,975,000 |
| Income tax | 99,000 | 198,000 | 297,000 | 392,000 |
| Net income | 862,000 | 2,106,000 | 3,396,000 | 4,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,675,000 | 26,359,000 | 26,841,000 | 27,190,000 |
| Total capital | 28,200,000 | 28,868,000 | 29,370,000 | 29,636,000 |
| Risk-weighted assets | 243,547,000 | 237,251,000 | 232,584,000 | 228,767,000 |