Call reports 2023
MINNESOTA NATIONAL BANK — 2023
What MINNESOTA NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 277,868,000 | 282,924,000 | 281,673,000 | 322,800,000 |
| Total loans | 178,640,000 | 185,866,000 | 188,645,000 | 198,028,000 |
| Allowance for loan losses | 2,047,000 | 2,096,000 | 2,167,000 | 2,259,000 |
| Securities available for sale | 80,048,000 | 73,060,000 | 71,383,000 | 69,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,130,000 | 249,874,000 | 245,812,000 | 286,571,000 |
| Interest-bearing deposits | 194,999,000 | 212,729,000 | 205,642,000 | 210,651,000 |
| Noninterest-bearing deposits | 39,131,000 | 37,145,000 | 40,170,000 | 75,920,000 |
| Equity capital | 21,435,000 | 20,743,000 | 20,804,000 | 23,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,860,000 | 6,003,000 | 9,303,000 | 12,797,000 |
| Interest expense | 750,000 | 1,775,000 | 2,983,000 | 4,306,000 |
| Net interest income | 2,110,000 | 4,228,000 | 6,320,000 | 8,491,000 |
| Noninterest income | 400,000 | 793,000 | 1,204,000 | 1,582,000 |
| Noninterest expense | 1,814,000 | 3,532,000 | 5,371,000 | 7,082,000 |
| Provision for loan losses | 30,000 | 80,000 | 160,000 | 260,000 |
| Pretax income | 666,000 | 868,000 | 1,452,000 | 2,190,000 |
| Income tax | 70,000 | 146,000 | 220,000 | 294,000 |
| Net income | 596,000 | 722,000 | 1,232,000 | 1,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,782,000 | 22,545,000 | 23,005,000 | 23,518,000 |
| Total capital | 24,829,000 | 24,641,000 | 25,172,000 | 25,777,000 |
| Risk-weighted assets | 211,461,000 | 213,517,000 | 217,051,000 | 223,373,000 |