Call reports 2022
MINNESOTA NATIONAL BANK — 2022
What MINNESOTA NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 278,422,000 | 266,909,000 | 265,748,000 | 284,787,000 |
| Total loans | 145,328,000 | 154,021,000 | 159,910,000 | 168,723,000 |
| Allowance for loan losses | 1,943,000 | 1,944,000 | 1,942,000 | 2,020,000 |
| Securities available for sale | 88,322,000 | 90,645,000 | 84,529,000 | 80,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,276,000 | 237,387,000 | 237,452,000 | 263,131,000 |
| Interest-bearing deposits | 180,935,000 | 179,896,000 | 192,403,000 | 197,155,000 |
| Noninterest-bearing deposits | 73,341,000 | 57,491,000 | 45,049,000 | 65,976,000 |
| Equity capital | 23,609,000 | 22,088,000 | 19,992,000 | 21,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,023,000 | 4,343,000 | 6,836,000 | 9,580,000 |
| Interest expense | 107,000 | 235,000 | 425,000 | 886,000 |
| Net interest income | 1,916,000 | 4,108,000 | 6,411,000 | 8,694,000 |
| Noninterest income | 399,000 | 786,000 | 1,169,000 | 1,542,000 |
| Noninterest expense | 1,770,000 | 3,421,000 | 5,205,000 | 6,794,000 |
| Provision for loan losses | 0 | 0 | 0 | 80,000 |
| Pretax income | 553,000 | 1,481,000 | 2,386,000 | 3,361,000 |
| Income tax | 65,000 | 135,000 | 205,000 | 276,000 |
| Net income | 488,000 | 1,346,000 | 2,181,000 | 3,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,015,000 | 22,496,000 | 22,644,000 | 22,895,000 |
| Total capital | 23,958,000 | 24,440,000 | 24,586,000 | 24,915,000 |
| Risk-weighted assets | 181,223,000 | 189,509,000 | 195,072,000 | 203,790,000 |