Call reports 2020
MINNESOTA NATIONAL BANK — 2020
What MINNESOTA NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 205,495,000 | 227,545,000 | 235,915,000 | 260,146,000 |
| Total loans | 130,756,000 | 127,296,000 | 135,411,000 | 135,281,000 |
| Allowance for loan losses | 1,832,000 | 1,903,000 | 1,934,000 | 1,966,000 |
| Securities available for sale | 49,612,000 | 50,501,000 | 60,822,000 | 64,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,770,000 | 201,230,000 | 209,332,000 | 233,234,000 |
| Interest-bearing deposits | 143,651,000 | 154,723,000 | 158,156,000 | 157,249,000 |
| Noninterest-bearing deposits | 36,119,000 | 46,507,000 | 51,176,000 | 75,985,000 |
| Equity capital | 25,104,000 | 25,855,000 | 26,130,000 | 26,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,037,000 | 4,127,000 | 6,134,000 | 8,175,000 |
| Interest expense | 232,000 | 416,000 | 587,000 | 741,000 |
| Net interest income | 1,805,000 | 3,711,000 | 5,547,000 | 7,434,000 |
| Noninterest income | 308,000 | 599,000 | 950,000 | 1,275,000 |
| Noninterest expense | 1,438,000 | 2,946,000 | 4,413,000 | 5,809,000 |
| Provision for loan losses | 5,000 | 85,000 | 115,000 | 145,000 |
| Pretax income | 714,000 | 1,323,000 | 2,013,000 | 2,790,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 710,000 | 1,319,000 | 2,009,000 | 2,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,903,000 | 21,086,000 | 21,290,000 | 21,513,000 |
| Total capital | 22,688,000 | 22,810,000 | 23,157,000 | 23,444,000 |
| Risk-weighted assets | 142,796,000 | 137,769,000 | 149,314,000 | 154,490,000 |