Call reports 2019
MINNESOTA NATIONAL BANK — 2019
What MINNESOTA NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 201,490,000 | 201,081,000 | 211,802,000 | 214,319,000 |
| Total loans | 135,453,000 | 136,141,000 | 139,175,000 | 135,174,000 |
| Allowance for loan losses | 1,821,000 | 1,824,000 | 1,825,000 | 1,834,000 |
| Securities available for sale | 39,375,000 | 38,427,000 | 40,070,000 | 44,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,494,000 | 166,967,000 | 186,743,000 | 189,115,000 |
| Interest-bearing deposits | 138,164,000 | 136,992,000 | 149,188,000 | 145,082,000 |
| Noninterest-bearing deposits | 30,330,000 | 29,975,000 | 37,555,000 | 44,033,000 |
| Equity capital | 23,796,000 | 24,105,000 | 24,563,000 | 24,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,084,000 | 6,201,000 | 8,284,000 |
| Interest expense | 256,000 | 581,000 | 875,000 | 1,135,000 |
| Net interest income | 1,761,000 | 3,503,000 | 5,326,000 | 7,149,000 |
| Noninterest income | 298,000 | 618,000 | 1,117,000 | 1,422,000 |
| Noninterest expense | 1,430,000 | 2,945,000 | 4,334,000 | 5,808,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 627,000 | 1,175,000 | 2,108,000 | 2,737,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 623,000 | 1,171,000 | 2,104,000 | 2,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,187,000 | 20,237,000 | 20,570,000 | 20,696,000 |
| Total capital | 22,008,000 | 22,061,000 | 22,395,000 | 22,490,000 |
| Risk-weighted assets | 147,544,000 | 148,680,000 | 147,636,000 | 143,490,000 |