Call reports 2016
MINNESOTA NATIONAL BANK — 2016
What MINNESOTA NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 198,449,000 | 205,087,000 | 198,195,000 | 218,662,000 |
| Total loans | 145,211,000 | 143,991,000 | 142,522,000 | 142,287,000 |
| Allowance for loan losses | 1,866,000 | 2,116,000 | 2,196,000 | 1,825,000 |
| Securities available for sale | 31,987,000 | 30,874,000 | 29,698,000 | 27,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,515,000 | 175,685,000 | 170,026,000 | 191,765,000 |
| Interest-bearing deposits | 139,713,000 | 144,863,000 | 139,271,000 | 142,550,000 |
| Noninterest-bearing deposits | 29,802,000 | 30,822,000 | 30,755,000 | 49,215,000 |
| Equity capital | 23,133,000 | 22,848,000 | 22,967,000 | 22,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,655,000 | 5,496,000 | 7,371,000 |
| Interest expense | 193,000 | 381,000 | 569,000 | 754,000 |
| Net interest income | 1,621,000 | 3,274,000 | 4,927,000 | 6,617,000 |
| Noninterest income | 260,000 | 529,000 | 818,000 | 605,000 |
| Noninterest expense | 1,295,000 | 2,651,000 | 3,949,000 | 5,109,000 |
| Provision for loan losses | 70,000 | 320,000 | 390,000 | 405,000 |
| Pretax income | 516,000 | 846,000 | 1,420,000 | 1,723,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 514,000 | 844,000 | 1,418,000 | 1,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,886,000 | 18,555,000 | 18,811,000 | 18,740,000 |
| Total capital | 20,752,000 | 20,550,000 | 20,756,000 | 20,565,000 |
| Risk-weighted assets | 159,317,000 | 159,517,000 | 155,376,000 | 153,588,000 |