Call reports 2015
MINNESOTA NATIONAL BANK — 2015
What MINNESOTA NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 199,718,000 | 204,763,000 | 203,289,000 | 225,006,000 |
| Total loans | 134,141,000 | 145,360,000 | 148,479,000 | 144,660,000 |
| Allowance for loan losses | 1,492,000 | 1,514,000 | 1,731,000 | 1,796,000 |
| Securities available for sale | 48,782,000 | 40,692,000 | 39,831,000 | 36,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,700,000 | 162,795,000 | 176,177,000 | 198,540,000 |
| Interest-bearing deposits | 143,084,000 | 136,783,000 | 148,931,000 | 146,378,000 |
| Noninterest-bearing deposits | 29,616,000 | 26,012,000 | 27,246,000 | 52,162,000 |
| Equity capital | 23,058,000 | 22,822,000 | 22,901,000 | 22,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,617,000 | 5,544,000 | 7,437,000 |
| Interest expense | 184,000 | 367,000 | 567,000 | 771,000 |
| Net interest income | 1,600,000 | 3,250,000 | 4,977,000 | 6,666,000 |
| Noninterest income | 283,000 | 556,000 | 874,000 | 1,150,000 |
| Noninterest expense | 1,281,000 | 2,609,000 | 3,880,000 | 5,126,000 |
| Provision for loan losses | 0 | 20,000 | 240,000 | 320,000 |
| Pretax income | 603,000 | 1,168,000 | 1,723,000 | 2,362,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 601,000 | 1,166,000 | 1,721,000 | 2,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,618,000 | 18,625,000 | 18,619,000 | 18,804,000 |
| Total capital | 20,110,000 | 20,139,000 | 20,350,000 | 20,600,000 |
| Risk-weighted assets | 153,135,000 | 158,917,000 | 162,364,000 | 160,581,000 |