Call reports 2014
MINNESOTA NATIONAL BANK — 2014
What MINNESOTA NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 211,042,000 | 213,212,000 | 211,828,000 | 223,370,000 |
| Total loans | 121,997,000 | 129,393,000 | 141,731,000 | 137,480,000 |
| Allowance for loan losses | 1,549,000 | 1,554,000 | 1,571,000 | 1,496,000 |
| Securities available for sale | 61,652,000 | 56,008,000 | 54,072,000 | 50,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,747,000 | 180,030,000 | 182,545,000 | 198,678,000 |
| Interest-bearing deposits | 148,947,000 | 153,249,000 | 153,847,000 | 149,739,000 |
| Noninterest-bearing deposits | 31,800,000 | 26,781,000 | 28,698,000 | 48,939,000 |
| Equity capital | 23,055,000 | 23,156,000 | 22,996,000 | 22,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,736,000 | 3,537,000 | 5,406,000 | 7,276,000 |
| Interest expense | 213,000 | 420,000 | 622,000 | 820,000 |
| Net interest income | 1,523,000 | 3,117,000 | 4,784,000 | 6,456,000 |
| Noninterest income | 237,000 | 515,000 | 812,000 | 1,081,000 |
| Noninterest expense | 1,255,000 | 2,489,000 | 3,731,000 | 4,963,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 507,000 | 1,144,000 | 1,839,000 | 2,549,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 506,000 | 1,143,000 | 1,838,000 | 2,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,339,000 | 18,317,000 | 18,284,000 | 18,330,000 |
| Total capital | 19,888,000 | 19,871,000 | 19,855,000 | 19,826,000 |
| Risk-weighted assets | 133,353,000 | 142,620,000 | 151,017,000 | 146,476,000 |