Call reports 2013
MINNESOTA NATIONAL BANK — 2013
What MINNESOTA NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 203,534,000 | 200,304,000 | 204,577,000 | 231,410,000 |
| Total loans | 106,521,000 | 115,124,000 | 117,800,000 | 121,460,000 |
| Allowance for loan losses | 1,490,000 | 1,519,000 | 1,550,000 | 1,556,000 |
| Securities available for sale | 60,097,000 | 61,718,000 | 59,824,000 | 59,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,271,000 | 170,835,000 | 175,713,000 | 206,249,000 |
| Interest-bearing deposits | 151,676,000 | 148,520,000 | 149,088,000 | 160,064,000 |
| Noninterest-bearing deposits | 24,595,000 | 22,315,000 | 26,625,000 | 46,185,000 |
| Equity capital | 23,773,000 | 22,913,000 | 22,885,000 | 23,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,750,000 | 3,514,000 | 5,297,000 | 7,096,000 |
| Interest expense | 263,000 | 508,000 | 746,000 | 969,000 |
| Net interest income | 1,487,000 | 3,006,000 | 4,551,000 | 6,127,000 |
| Noninterest income | 207,000 | 507,000 | 808,000 | 1,070,000 |
| Noninterest expense | 1,205,000 | 2,442,000 | 3,684,000 | 4,793,000 |
| Provision for loan losses | 0 | 25,000 | 120,000 | 150,000 |
| Pretax income | 489,000 | 1,046,000 | 1,556,000 | 2,255,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 487,000 | 1,044,000 | 1,554,000 | 2,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,987,000 | 18,166,000 | 17,941,000 | 18,284,000 |
| Total capital | 19,477,000 | 19,685,000 | 19,491,000 | 19,840,000 |
| Risk-weighted assets | 123,891,000 | 131,631,000 | 133,734,000 | 134,036,000 |