Call reports 2012
MINNESOTA NATIONAL BANK — 2012
What MINNESOTA NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 197,686,000 | 198,407,000 | 199,196,000 | 236,583,000 |
| Total loans | 105,156,000 | 111,555,000 | 116,488,000 | 111,542,000 |
| Allowance for loan losses | 1,479,000 | 1,437,000 | 1,442,000 | 1,488,000 |
| Securities available for sale | 63,444,000 | 62,486,000 | 60,278,000 | 58,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,790,000 | 172,854,000 | 171,407,000 | 210,767,000 |
| Interest-bearing deposits | 148,529,000 | 151,808,000 | 150,681,000 | 160,829,000 |
| Noninterest-bearing deposits | 21,261,000 | 21,046,000 | 20,726,000 | 49,938,000 |
| Equity capital | 23,010,000 | 23,231,000 | 24,071,000 | 23,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,901,000 | 3,834,000 | 5,755,000 | 7,632,000 |
| Interest expense | 372,000 | 719,000 | 1,054,000 | 1,359,000 |
| Net interest income | 1,529,000 | 3,115,000 | 4,701,000 | 6,273,000 |
| Noninterest income | 180,000 | 381,000 | 594,000 | 743,000 |
| Noninterest expense | 1,181,000 | 2,380,000 | 3,594,000 | 4,709,000 |
| Provision for loan losses | 58,000 | 115,000 | 173,000 | 223,000 |
| Pretax income | 444,000 | 975,000 | 1,768,000 | 2,324,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 442,000 | 973,000 | 1,766,000 | 2,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,930,000 | 17,036,000 | 17,814,000 | 17,875,000 |
| Total capital | 18,409,000 | 18,473,000 | 19,256,000 | 19,363,000 |
| Risk-weighted assets | 120,564,000 | 126,105,000 | 132,960,000 | 128,750,000 |