Call reports 2011
MINNESOTA NATIONAL BANK — 2011
What MINNESOTA NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 185,786,000 | 188,715,000 | 191,486,000 | 196,871,000 |
| Total loans | 101,459,000 | 105,355,000 | 103,377,000 | 103,843,000 |
| Allowance for loan losses | 1,864,000 | 1,749,000 | 1,742,000 | 1,426,000 |
| Securities available for sale | 57,618,000 | 52,191,000 | 54,853,000 | 58,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,557,000 | 158,332,000 | 161,264,000 | 166,975,000 |
| Interest-bearing deposits | 136,273,000 | 138,608,000 | 140,436,000 | 144,380,000 |
| Noninterest-bearing deposits | 16,284,000 | 19,724,000 | 20,828,000 | 22,595,000 |
| Equity capital | 22,430,000 | 23,225,000 | 23,511,000 | 22,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 3,992,000 | 5,982,000 | 7,939,000 |
| Interest expense | 490,000 | 949,000 | 1,388,000 | 1,779,000 |
| Net interest income | 1,499,000 | 3,043,000 | 4,594,000 | 6,160,000 |
| Noninterest income | 197,000 | 210,000 | 422,000 | 499,000 |
| Noninterest expense | 1,233,000 | 2,469,000 | 3,635,000 | 4,692,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -212,000 |
| Pretax income | 463,000 | 893,000 | 1,490,000 | 2,188,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 461,000 | 891,000 | 1,488,000 | 2,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,849,000 | 16,954,000 | 17,191,000 | 16,797,000 |
| Total capital | 18,338,000 | 18,451,000 | 18,668,000 | 18,223,000 |
| Risk-weighted assets | 118,756,000 | 119,478,000 | 117,883,000 | 121,227,000 |