Call reports 2010
MINNESOTA NATIONAL BANK — 2010
What MINNESOTA NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 191,681,000 | 178,173,000 | 186,186,000 | 190,070,000 |
| Total loans | 103,058,000 | 107,474,000 | 106,184,000 | 104,188,000 |
| Allowance for loan losses | 1,682,000 | 1,812,000 | 1,875,000 | 1,857,000 |
| Securities available for sale | 59,035,000 | 43,738,000 | 46,575,000 | 53,766,000 |
| Securities held to maturity | 0 | 100,000 | 100,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,534,000 | 153,379,000 | 157,632,000 | 161,321,000 |
| Interest-bearing deposits | 148,140,000 | 134,393,000 | 137,208,000 | 140,746,000 |
| Noninterest-bearing deposits | 17,394,000 | 18,986,000 | 20,424,000 | 20,575,000 |
| Equity capital | 22,431,000 | 22,557,000 | 23,071,000 | 22,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,144,000 | 4,325,000 | 6,453,000 | 8,540,000 |
| Interest expense | 645,000 | 1,248,000 | 1,836,000 | 2,385,000 |
| Net interest income | 1,499,000 | 3,077,000 | 4,617,000 | 6,155,000 |
| Noninterest income | 217,000 | 273,000 | 514,000 | 655,000 |
| Noninterest expense | 1,340,000 | 2,554,000 | 3,765,000 | 4,865,000 |
| Provision for loan losses | 300,000 | 550,000 | 650,000 | 650,000 |
| Pretax income | 92,000 | 270,000 | 740,000 | 1,319,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 90,000 | 268,000 | 738,000 | 1,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,463,000 | 16,434,000 | 16,672,000 | 16,721,000 |
| Total capital | 17,993,000 | 17,936,000 | 18,194,000 | 18,231,000 |
| Risk-weighted assets | 122,208,000 | 119,855,000 | 121,397,000 | 120,419,000 |