Call report 2026Q1
MERCHANTS COMMERCIAL BANK — 2026Q1
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 526,107,000 | USD | evidence → |
| Total loans | 226,322,000 | USD | evidence → |
| Allowance for loan losses | 2,310,000 | USD | evidence → |
| Securities available for sale | 228,787,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 413,210,000 | USD | evidence → |
| Interest-bearing deposits | 246,768,000 | USD | evidence → |
| Noninterest-bearing deposits | 166,442,000 | USD | evidence → |
| Equity capital | 27,075,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,679,000 | USD | evidence → |
| Interest expense | 2,395,000 | USD | evidence → |
| Net interest income | 4,284,000 | USD | evidence → |
| Noninterest income | 633,000 | USD | evidence → |
| Noninterest expense | 2,438,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 2,404,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,404,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,139,000 | USD | evidence → |