Call report 2023Q3
MERCHANTS COMMERCIAL BANK — 2023Q3
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 440,203,000 | USD | evidence → |
| Total loans | 171,932,000 | USD | evidence → |
| Allowance for loan losses | 2,424,000 | USD | evidence → |
| Securities available for sale | 246,171,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 351,999,000 | USD | evidence → |
| Interest-bearing deposits | 184,834,000 | USD | evidence → |
| Noninterest-bearing deposits | 167,165,000 | USD | evidence → |
| Equity capital | -1,549,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,396,000 | USD | evidence → |
| Interest expense | 5,111,000 | USD | evidence → |
| Net interest income | 13,285,000 | USD | evidence → |
| Noninterest income | 1,158,000 | USD | evidence → |
| Noninterest expense | 5,818,000 | USD | evidence → |
| Provision for loan losses | 206,000 | USD | evidence → |
| Pretax income | 8,410,000 | USD | evidence → |
| Income tax | 72,000 | USD | evidence → |
| Net income | 8,338,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,404,000 | USD | evidence → |