Call report 2022Q4
MERCHANTS COMMERCIAL BANK — 2022Q4
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 585,786,000 | USD | evidence → |
| Total loans | 153,353,000 | USD | evidence → |
| Allowance for loan losses | 2,231,000 | USD | evidence → |
| Securities available for sale | 265,611,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 561,460,000 | USD | evidence → |
| Interest-bearing deposits | 305,525,000 | USD | evidence → |
| Noninterest-bearing deposits | 255,936,000 | USD | evidence → |
| Equity capital | 1,081,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,954,000 | USD | evidence → |
| Interest expense | 2,084,000 | USD | evidence → |
| Net interest income | 15,870,000 | USD | evidence → |
| Noninterest income | 1,487,000 | USD | evidence → |
| Noninterest expense | 6,728,000 | USD | evidence → |
| Provision for loan losses | -486,000 | USD | evidence → |
| Pretax income | 10,631,000 | USD | evidence → |
| Income tax | -358,000 | USD | evidence → |
| Net income | 10,989,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,927,000 | USD | evidence → |
| Total capital | 42,158,000 | USD | evidence → |
| Risk-weighted assets | 231,043,000 | USD | evidence → |
Machine access — free, no API key
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