Call report 2022Q2
MERCHANTS COMMERCIAL BANK — 2022Q2
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 456,071,000 | USD | evidence → |
| Total loans | 151,614,000 | USD | evidence → |
| Allowance for loan losses | 2,640,000 | USD | evidence → |
| Securities available for sale | 290,519,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 424,944,000 | USD | evidence → |
| Interest-bearing deposits | 170,079,000 | USD | evidence → |
| Noninterest-bearing deposits | 254,864,000 | USD | evidence → |
| Equity capital | 8,202,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,188,000 | USD | evidence → |
| Interest expense | 123,000 | USD | evidence → |
| Net interest income | 7,065,000 | USD | evidence → |
| Noninterest income | 755,000 | USD | evidence → |
| Noninterest expense | 3,079,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,741,000 | USD | evidence → |
| Income tax | -392,000 | USD | evidence → |
| Net income | 5,133,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,886,000 | USD | evidence → |
| Total capital | 38,437,000 | USD | evidence → |
| Risk-weighted assets | 203,880,000 | USD | evidence → |