Call report 2020Q3
MERCHANTS COMMERCIAL BANK — 2020Q3
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 288,088,000 | USD | evidence → |
| Total loans | 123,871,000 | USD | evidence → |
| Allowance for loan losses | 1,834,000 | USD | evidence → |
| Securities available for sale | 145,296,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 252,545,000 | USD | evidence → |
| Interest-bearing deposits | 130,786,000 | USD | evidence → |
| Noninterest-bearing deposits | 121,759,000 | USD | evidence → |
| Equity capital | 31,160,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,075,000 | USD | evidence → |
| Interest expense | 269,000 | USD | evidence → |
| Net interest income | 7,806,000 | USD | evidence → |
| Noninterest income | 833,000 | USD | evidence → |
| Noninterest expense | 4,100,000 | USD | evidence → |
| Provision for loan losses | 690,000 | USD | evidence → |
| Pretax income | 4,166,000 | USD | evidence → |
| Income tax | 783,000 | USD | evidence → |
| Net income | 3,383,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,259,000 | USD | evidence → |