Call report 2020Q1
MERCHANTS COMMERCIAL BANK — 2020Q1
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 296,296,000 | USD | evidence → |
| Total loans | 93,287,000 | USD | evidence → |
| Allowance for loan losses | 1,470,000 | USD | evidence → |
| Securities available for sale | 172,628,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 269,777,000 | USD | evidence → |
| Interest-bearing deposits | 110,866,000 | USD | evidence → |
| Noninterest-bearing deposits | 158,910,000 | USD | evidence → |
| Equity capital | 25,124,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,776,000 | USD | evidence → |
| Interest expense | 179,000 | USD | evidence → |
| Net interest income | 2,597,000 | USD | evidence → |
| Noninterest income | 312,000 | USD | evidence → |
| Noninterest expense | 1,350,000 | USD | evidence → |
| Provision for loan losses | 117,000 | USD | evidence → |
| Pretax income | 1,442,000 | USD | evidence → |
| Income tax | 291,000 | USD | evidence → |
| Net income | 1,151,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,204,000 | USD | evidence → |
| Total capital | 24,614,000 | USD | evidence → |
| Risk-weighted assets | 112,783,000 | USD | evidence → |