Call report 2018Q4
MERCHANTS COMMERCIAL BANK — 2018Q4
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 240,949,000 | USD | evidence → |
| Total loans | 93,578,000 | USD | evidence → |
| Allowance for loan losses | 1,577,000 | USD | evidence → |
| Securities available for sale | 105,440,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,462,000 | USD | evidence → |
| Interest-bearing deposits | 149,280,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,181,000 | USD | evidence → |
| Equity capital | 16,236,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,187,000 | USD | evidence → |
| Interest expense | 756,000 | USD | evidence → |
| Net interest income | 8,431,000 | USD | evidence → |
| Noninterest income | 282,000 | USD | evidence → |
| Noninterest expense | 4,918,000 | USD | evidence → |
| Provision for loan losses | 169,000 | USD | evidence → |
| Pretax income | 3,626,000 | USD | evidence → |
| Income tax | 747,000 | USD | evidence → |
| Net income | 2,879,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,584,000 | USD | evidence → |
| Total capital | 18,858,000 | USD | evidence → |
| Risk-weighted assets | 101,660,000 | USD | evidence → |