Call report 2016Q4
MERCHANTS COMMERCIAL BANK — 2016Q4
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 196,689,000 | USD | evidence → |
| Total loans | 92,554,000 | USD | evidence → |
| Allowance for loan losses | 1,823,000 | USD | evidence → |
| Securities available for sale | 35,271,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 182,895,000 | USD | evidence → |
| Interest-bearing deposits | 134,337,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,558,000 | USD | evidence → |
| Equity capital | 12,917,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,638,000 | USD | evidence → |
| Interest expense | 607,000 | USD | evidence → |
| Net interest income | 5,031,000 | USD | evidence → |
| Noninterest income | 864,000 | USD | evidence → |
| Noninterest expense | 4,510,000 | USD | evidence → |
| Provision for loan losses | 212,000 | USD | evidence → |
| Pretax income | 1,173,000 | USD | evidence → |
| Income tax | 398,000 | USD | evidence → |
| Net income | 775,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,529,000 | USD | evidence → |
| Total capital | 14,803,000 | USD | evidence → |
| Risk-weighted assets | 101,308,000 | USD | evidence → |