Call report 2015Q1
MERCHANTS COMMERCIAL BANK — 2015Q1
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 133,859,000 | USD | evidence → |
| Total loans | 75,227,000 | USD | evidence → |
| Allowance for loan losses | 1,379,000 | USD | evidence → |
| Securities available for sale | 18,391,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,162,000 | USD | evidence → |
| Interest-bearing deposits | 80,739,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,422,000 | USD | evidence → |
| Equity capital | 12,931,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,425,000 | USD | evidence → |
| Interest expense | 144,000 | USD | evidence → |
| Net interest income | 1,281,000 | USD | evidence → |
| Noninterest income | 180,000 | USD | evidence → |
| Noninterest expense | 1,006,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 445,000 | USD | evidence → |
| Income tax | 169,000 | USD | evidence → |
| Net income | 276,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,881,000 | USD | evidence → |
| Total capital | 13,797,000 | USD | evidence → |
| Risk-weighted assets | 72,888,000 | USD | evidence → |