Call reports 2015
NORTH COUNTRY BANK — 2015
What NORTH COUNTRY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 68,797,000 |
| Total loans | 31,967,000 |
| Allowance for loan losses | 331,000 |
| Securities available for sale | 21,213,000 |
| Securities held to maturity | 1,010,000 |
| Trading assets | 0 |
| Total deposits | 61,096,000 |
| Interest-bearing deposits | 46,665,000 |
| Noninterest-bearing deposits | 14,431,000 |
| Equity capital | 7,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 509,000 |
| Interest expense | 29,000 |
| Net interest income | 480,000 |
| Noninterest income | 48,000 |
| Noninterest expense | 369,000 |
| Provision for loan losses | 0 |
| Pretax income | 159,000 |
| Income tax | 46,000 |
| Net income | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 6,940,000 |
| Total capital | 7,285,000 |
| Risk-weighted assets | 51,080,000 |