Call reports 2016
RUTH STATE BANK — 2016
What RUTH STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 36,647,000 |
| Total loans | 7,718,000 |
| Allowance for loan losses | 133,000 |
| Securities available for sale | 19,273,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 33,876,000 |
| Interest-bearing deposits | 27,995,000 |
| Noninterest-bearing deposits | 5,881,000 |
| Equity capital | 2,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 211,000 |
| Interest expense | 10,000 |
| Net interest income | 201,000 |
| Noninterest income | 15,000 |
| Noninterest expense | 784,000 |
| Provision for loan losses | 0 |
| Pretax income | -568,000 |
| Income tax | 0 |
| Net income | -568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 2,649,000 |
| Total capital | 2,782,000 |
| Risk-weighted assets | 12,926,000 |