Call reports 2015
RUTH STATE BANK — 2015
What RUTH STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 35,379,000 | 34,549,000 | 33,760,000 | 37,404,000 |
| Total loans | 8,405,000 | 8,223,000 | 7,720,000 | 8,392,000 |
| Allowance for loan losses | 98,000 | 98,000 | 98,000 | 133,000 |
| Securities available for sale | 18,301,000 | 17,768,000 | 17,435,000 | 19,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,890,000 | 31,161,000 | 30,216,000 | 33,886,000 |
| Interest-bearing deposits | 25,307,000 | 25,556,000 | 24,586,000 | 26,769,000 |
| Noninterest-bearing deposits | 6,583,000 | 5,605,000 | 5,630,000 | 7,117,000 |
| Equity capital | 3,213,000 | 3,098,000 | 3,258,000 | 3,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 390,000 | 584,000 | 789,000 |
| Interest expense | 11,000 | 21,000 | 32,000 | 43,000 |
| Net interest income | 185,000 | 369,000 | 552,000 | 746,000 |
| Noninterest income | 19,000 | 41,000 | 64,000 | 84,000 |
| Noninterest expense | 161,000 | 332,000 | 487,000 | 696,000 |
| Provision for loan losses | 0 | 0 | 0 | 34,000 |
| Pretax income | 43,000 | 78,000 | 129,000 | 126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 43,000 | 78,000 | 129,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,134,000 | 3,169,000 | 3,220,000 | 3,217,000 |
| Total capital | 3,232,000 | 3,267,000 | 3,318,000 | 3,350,000 |
| Risk-weighted assets | 12,754,000 | 12,425,000 | 11,921,000 | 13,247,000 |
Machine access — free, no API key
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