Call reports 2008
RUTH STATE BANK — 2008
What RUTH STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 30,672,000 | 29,135,000 | 29,046,000 | 32,356,000 |
| Total loans | 8,669,000 | 8,483,000 | 8,355,000 | 8,591,000 |
| Allowance for loan losses | 125,000 | 125,000 | 126,000 | 125,000 |
| Securities available for sale | 14,847,000 | 17,159,000 | 16,694,000 | 18,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,838,000 | 25,476,000 | 25,247,000 | 28,643,000 |
| Interest-bearing deposits | 22,306,000 | 22,016,000 | 21,804,000 | 23,402,000 |
| Noninterest-bearing deposits | 4,532,000 | 3,460,000 | 3,443,000 | 5,241,000 |
| Equity capital | 3,644,000 | 3,471,000 | 3,615,000 | 3,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 764,000 | 1,093,000 | 1,414,000 |
| Interest expense | 162,000 | 299,000 | 431,000 | 555,000 |
| Net interest income | 273,000 | 465,000 | 662,000 | 859,000 |
| Noninterest income | 10,000 | 19,000 | 31,000 | 44,000 |
| Noninterest expense | 117,000 | 238,000 | 361,000 | 597,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,000 |
| Pretax income | 166,000 | 246,000 | 332,000 | 307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 166,000 | 246,000 | 332,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,416,000 | 3,496,000 | 3,582,000 | 3,256,000 |
| Total capital | 3,541,000 | 3,621,000 | 3,708,000 | 3,381,000 |
| Risk-weighted assets | 12,348,000 | 12,039,000 | 11,923,000 | 13,094,000 |
Machine access — free, no API key
Every figure shown here about RUTH STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.