Call reports 2007
RUTH STATE BANK — 2007
What RUTH STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 29,526,000 | 29,855,000 | 30,781,000 | 33,218,000 |
| Total loans | 9,051,000 | 9,382,000 | 8,948,000 | 8,910,000 |
| Allowance for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Securities available for sale | 11,700,000 | 14,934,000 | 16,699,000 | 17,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,997,000 | 26,205,000 | 27,009,000 | 29,646,000 |
| Interest-bearing deposits | 22,232,000 | 22,224,000 | 22,919,000 | 23,402,000 |
| Noninterest-bearing deposits | 3,765,000 | 3,981,000 | 4,090,000 | 6,244,000 |
| Equity capital | 3,346,000 | 3,388,000 | 3,586,000 | 3,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 813,000 | 1,237,000 | 1,652,000 |
| Interest expense | 176,000 | 360,000 | 558,000 | 739,000 |
| Net interest income | 223,000 | 453,000 | 679,000 | 913,000 |
| Noninterest income | 11,000 | 22,000 | 35,000 | 43,000 |
| Noninterest expense | 123,000 | 261,000 | 411,000 | 614,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,000 |
| Pretax income | 111,000 | 214,000 | 303,000 | 343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 111,000 | 214,000 | 303,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,317,000 | 3,422,000 | 3,510,000 | 3,250,000 |
| Total capital | 3,442,000 | 3,547,000 | 3,635,000 | 3,375,000 |
| Risk-weighted assets | 13,457,000 | 13,164,000 | 12,772,000 | 12,948,000 |
Machine access — free, no API key
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