Call reports 2005
RUTH STATE BANK — 2005
What RUTH STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,719,000 | 27,870,000 | 28,171,000 | 30,237,000 |
| Total loans | 9,498,000 | 9,751,000 | 9,705,000 | 9,635,000 |
| Allowance for loan losses | 128,000 | 149,000 | 150,000 | 125,000 |
| Securities available for sale | 16,307,000 | 14,723,000 | 14,508,000 | 15,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,341,000 | 24,355,000 | 24,577,000 | 26,930,000 |
| Interest-bearing deposits | 22,361,000 | 21,421,000 | 21,558,000 | 22,640,000 |
| Noninterest-bearing deposits | 2,980,000 | 2,934,000 | 3,019,000 | 4,290,000 |
| Equity capital | 3,228,000 | 3,361,000 | 3,437,000 | 3,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 579,000 | 879,000 | 1,200,000 |
| Interest expense | 88,000 | 188,000 | 291,000 | 408,000 |
| Net interest income | 197,000 | 391,000 | 588,000 | 792,000 |
| Noninterest income | 8,000 | 18,000 | 27,000 | 45,000 |
| Noninterest expense | 122,000 | 263,000 | 412,000 | 602,000 |
| Provision for loan losses | 0 | 0 | 0 | -60,000 |
| Pretax income | 83,000 | 146,000 | 203,000 | 295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 146,000 | 203,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,320,000 | 3,383,000 | 3,439,000 | 3,232,000 |
| Total capital | 3,448,000 | 3,532,000 | 3,589,000 | 3,357,000 |
| Risk-weighted assets | 14,436,000 | 14,150,000 | 14,382,000 | 14,723,000 |
Machine access — free, no API key
Every figure shown here about RUTH STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.