Call reports 2016
FIRST BANK & TRUST EAST TEXAS — 2016
What FIRST BANK & TRUST EAST TEXAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 969,567,000 | 969,240,000 | 1,017,616,000 | 983,124,000 |
| Total loans | 628,169,000 | 632,433,000 | 645,106,000 | 642,267,000 |
| Allowance for loan losses | 7,399,000 | 7,581,000 | 7,573,000 | 7,631,000 |
| Securities available for sale | 252,825,000 | 252,253,000 | 255,104,000 | 265,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 869,976,000 | 867,273,000 | 913,354,000 | 882,959,000 |
| Interest-bearing deposits | 585,862,000 | 564,901,000 | 578,633,000 | 576,063,000 |
| Noninterest-bearing deposits | 284,114,000 | 302,372,000 | 334,721,000 | 306,896,000 |
| Equity capital | 96,676,000 | 99,477,000 | 101,086,000 | 97,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,372,000 | 18,599,000 | 27,894,000 | 37,390,000 |
| Interest expense | 262,000 | 523,000 | 784,000 | 1,050,000 |
| Net interest income | 9,110,000 | 18,076,000 | 27,110,000 | 36,340,000 |
| Noninterest income | 2,545,000 | 5,371,000 | 8,525,000 | 11,063,000 |
| Noninterest expense | 6,998,000 | 14,069,000 | 21,133,000 | 28,415,000 |
| Provision for loan losses | 316,000 | 600,000 | 1,019,000 | 1,424,000 |
| Pretax income | 4,341,000 | 8,945,000 | 13,650,000 | 17,731,000 |
| Income tax | 1,350,000 | 2,796,000 | 4,323,000 | 5,454,000 |
| Net income | 2,991,000 | 6,149,000 | 9,327,000 | 12,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,708,000 | 88,791,000 | 90,895,000 | 91,494,000 |
| Total capital | 94,312,000 | 96,598,000 | 98,690,000 | 99,348,000 |
| Risk-weighted assets | 684,941,000 | 697,118,000 | 708,759,000 | 703,187,000 |