Call reports 2015
FIRST BANK & TRUST EAST TEXAS — 2015
What FIRST BANK & TRUST EAST TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 935,763,000 | 917,136,000 | 932,168,000 | 980,698,000 |
| Total loans | 601,219,000 | 612,349,000 | 620,803,000 | 622,518,000 |
| Allowance for loan losses | 7,256,000 | 7,248,000 | 7,328,000 | 7,373,000 |
| Securities available for sale | 219,462,000 | 228,574,000 | 219,439,000 | 257,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 842,451,000 | 823,324,000 | 835,218,000 | 885,980,000 |
| Interest-bearing deposits | 565,667,000 | 545,120,000 | 542,608,000 | 594,281,000 |
| Noninterest-bearing deposits | 276,784,000 | 278,204,000 | 292,610,000 | 291,699,000 |
| Equity capital | 90,412,000 | 91,822,000 | 94,141,000 | 92,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,806,000 | 17,658,000 | 26,742,000 | 35,873,000 |
| Interest expense | 270,000 | 534,000 | 793,000 | 1,064,000 |
| Net interest income | 8,536,000 | 17,124,000 | 25,949,000 | 34,809,000 |
| Noninterest income | 2,517,000 | 5,327,000 | 8,074,000 | 10,590,000 |
| Noninterest expense | 6,814,000 | 13,718,000 | 20,568,000 | 27,555,000 |
| Provision for loan losses | 230,000 | 360,000 | 579,000 | 843,000 |
| Pretax income | 4,009,000 | 8,372,000 | 12,875,000 | 17,000,000 |
| Income tax | 1,228,000 | 2,576,000 | 3,991,000 | 5,304,000 |
| Net income | 2,781,000 | 5,796,000 | 8,884,000 | 11,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,178,000 | 83,142,000 | 84,730,000 | 84,792,000 |
| Total capital | 88,649,000 | 90,616,000 | 92,272,000 | 92,361,000 |
| Risk-weighted assets | 673,168,000 | 662,758,000 | 673,593,000 | 685,116,000 |