Call reports 2014
FIRST BANK & TRUST EAST TEXAS — 2014
What FIRST BANK & TRUST EAST TEXAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 891,080,000 | 908,287,000 | 927,400,000 | 919,762,000 |
| Total loans | 562,726,000 | 583,892,000 | 595,866,000 | 603,624,000 |
| Allowance for loan losses | 6,356,000 | 6,724,000 | 7,015,000 | 7,093,000 |
| Securities available for sale | 229,131,000 | 226,024,000 | 232,489,000 | 221,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 803,672,000 | 820,536,000 | 837,365,000 | 827,465,000 |
| Interest-bearing deposits | 520,058,000 | 519,591,000 | 551,317,000 | 552,325,000 |
| Noninterest-bearing deposits | 283,614,000 | 300,945,000 | 286,048,000 | 275,140,000 |
| Equity capital | 84,356,000 | 85,354,000 | 87,137,000 | 89,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,331,000 | 16,986,000 | 25,859,000 | 34,708,000 |
| Interest expense | 272,000 | 544,000 | 818,000 | 1,096,000 |
| Net interest income | 8,059,000 | 16,442,000 | 25,041,000 | 33,612,000 |
| Noninterest income | 2,450,000 | 4,959,000 | 7,609,000 | 10,251,000 |
| Noninterest expense | 6,723,000 | 13,544,000 | 20,217,000 | 27,021,000 |
| Provision for loan losses | 313,000 | 786,000 | 1,206,000 | 1,430,000 |
| Pretax income | 3,532,000 | 7,169,000 | 11,325,000 | 15,526,000 |
| Income tax | 1,057,000 | 2,155,000 | 3,445,000 | 4,754,000 |
| Net income | 2,475,000 | 5,014,000 | 7,880,000 | 10,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,248,000 | 76,687,000 | 78,454,000 | 80,296,000 |
| Total capital | 81,785,000 | 83,592,000 | 85,653,000 | 87,584,000 |
| Risk-weighted assets | 577,438,000 | 595,214,000 | 605,153,000 | 609,821,000 |