Call reports 2013
FIRST BANK & TRUST EAST TEXAS — 2013
What FIRST BANK & TRUST EAST TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 866,405,000 | 836,955,000 | 869,056,000 | 861,637,000 |
| Total loans | 512,579,000 | 529,204,000 | 547,658,000 | 554,148,000 |
| Allowance for loan losses | 6,254,000 | 6,288,000 | 6,340,000 | 6,265,000 |
| Securities available for sale | 240,245,000 | 236,101,000 | 227,447,000 | 229,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 783,148,000 | 754,694,000 | 784,044,000 | 777,386,000 |
| Interest-bearing deposits | 513,445,000 | 496,097,000 | 520,002,000 | 516,583,000 |
| Noninterest-bearing deposits | 269,703,000 | 258,597,000 | 264,042,000 | 260,803,000 |
| Equity capital | 79,974,000 | 79,892,000 | 81,737,000 | 82,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,073,000 | 16,227,000 | 24,651,000 | 33,148,000 |
| Interest expense | 328,000 | 640,000 | 940,000 | 1,229,000 |
| Net interest income | 7,745,000 | 15,587,000 | 23,711,000 | 31,919,000 |
| Noninterest income | 2,477,000 | 5,043,000 | 7,613,000 | 10,075,000 |
| Noninterest expense | 6,939,000 | 13,898,000 | 20,894,000 | 27,870,000 |
| Provision for loan losses | 242,000 | 431,000 | 558,000 | 749,000 |
| Pretax income | 3,037,000 | 6,301,000 | 9,883,000 | 13,392,000 |
| Income tax | 762,000 | 1,747,000 | 2,844,000 | 3,921,000 |
| Net income | 2,275,000 | 4,554,000 | 7,039,000 | 9,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,134,000 | 71,446,000 | 73,516,000 | 73,823,000 |
| Total capital | 75,571,000 | 77,915,000 | 80,037,000 | 80,269,000 |
| Risk-weighted assets | 541,428,000 | 552,534,000 | 565,449,000 | 572,138,000 |