Call reports 2012
FIRST BANK & TRUST EAST TEXAS — 2012
What FIRST BANK & TRUST EAST TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 844,528,000 | 823,419,000 | 840,281,000 | 852,868,000 |
| Total loans | 478,671,000 | 488,394,000 | 497,698,000 | 510,793,000 |
| Allowance for loan losses | 5,994,000 | 6,202,000 | 6,186,000 | 6,164,000 |
| Securities available for sale | 236,936,000 | 241,318,000 | 244,965,000 | 239,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 763,756,000 | 740,996,000 | 755,390,000 | 771,885,000 |
| Interest-bearing deposits | 515,967,000 | 492,341,000 | 504,909,000 | 521,755,000 |
| Noninterest-bearing deposits | 247,789,000 | 248,655,000 | 250,481,000 | 250,130,000 |
| Equity capital | 77,800,000 | 79,440,000 | 81,117,000 | 78,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,229,000 | 16,288,000 | 24,364,000 | 32,595,000 |
| Interest expense | 470,000 | 913,000 | 1,315,000 | 1,672,000 |
| Net interest income | 7,759,000 | 15,375,000 | 23,049,000 | 30,923,000 |
| Noninterest income | 2,482,000 | 4,963,000 | 7,504,000 | 10,350,000 |
| Noninterest expense | 6,855,000 | 13,806,000 | 20,650,000 | 27,759,000 |
| Provision for loan losses | 390,000 | 673,000 | 808,000 | 1,003,000 |
| Pretax income | 3,124,000 | 6,323,000 | 9,559,000 | 12,975,000 |
| Income tax | 776,000 | 1,736,000 | 2,705,000 | 3,754,000 |
| Net income | 2,348,000 | 4,587,000 | 6,854,000 | 9,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,373,000 | 68,563,000 | 69,775,000 | 66,886,000 |
| Total capital | 73,553,000 | 74,950,000 | 76,160,000 | 73,231,000 |
| Risk-weighted assets | 507,552,000 | 519,567,000 | 530,250,000 | 542,815,000 |