Call reports 2011
FIRST BANK & TRUST EAST TEXAS — 2011
What FIRST BANK & TRUST EAST TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 776,070,000 | 776,712,000 | 808,716,000 | 800,812,000 |
| Total loans | 479,619,000 | 484,370,000 | 484,089,000 | 493,735,000 |
| Allowance for loan losses | 5,833,000 | 6,208,000 | 6,095,000 | 6,023,000 |
| Securities available for sale | 180,702,000 | 192,098,000 | 181,728,000 | 204,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 702,092,000 | 700,085,000 | 728,893,000 | 720,747,000 |
| Interest-bearing deposits | 472,735,000 | 464,580,000 | 484,965,000 | 487,670,000 |
| Noninterest-bearing deposits | 229,357,000 | 235,505,000 | 243,928,000 | 233,077,000 |
| Equity capital | 71,764,000 | 73,924,000 | 76,181,000 | 77,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,303,000 | 16,641,000 | 24,952,000 | 33,329,000 |
| Interest expense | 656,000 | 1,268,000 | 1,813,000 | 2,317,000 |
| Net interest income | 7,647,000 | 15,373,000 | 23,139,000 | 31,012,000 |
| Noninterest income | 2,253,000 | 4,579,000 | 7,055,000 | 9,492,000 |
| Noninterest expense | 7,014,000 | 13,575,000 | 20,560,000 | 27,255,000 |
| Provision for loan losses | 452,000 | 887,000 | 1,028,000 | 1,243,000 |
| Pretax income | 2,414,000 | 5,476,000 | 8,752,000 | 12,157,000 |
| Income tax | 678,000 | 1,586,000 | 2,568,000 | 3,593,000 |
| Net income | 1,736,000 | 3,890,000 | 6,184,000 | 8,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,630,000 | 63,791,000 | 65,047,000 | 66,176,000 |
| Total capital | 68,614,000 | 70,167,000 | 71,331,000 | 72,389,000 |
| Risk-weighted assets | 507,838,000 | 511,737,000 | 507,970,000 | 522,076,000 |