Call reports 2010
FIRST BANK & TRUST EAST TEXAS — 2010
What FIRST BANK & TRUST EAST TEXAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 750,134,000 | 766,494,000 | 775,049,000 | 773,588,000 |
| Total loans | 476,124,000 | 480,907,000 | 479,867,000 | 482,279,000 |
| Allowance for loan losses | 5,360,000 | 5,544,000 | 5,908,000 | 6,155,000 |
| Securities available for sale | 153,595,000 | 171,677,000 | 180,621,000 | 188,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,585,000 | 693,574,000 | 699,855,000 | 700,831,000 |
| Interest-bearing deposits | 434,329,000 | 441,234,000 | 483,856,000 | 495,393,000 |
| Noninterest-bearing deposits | 244,256,000 | 252,340,000 | 215,999,000 | 205,438,000 |
| Equity capital | 68,416,000 | 69,771,000 | 71,820,000 | 70,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,447,000 | 16,956,000 | 25,518,000 | 34,066,000 |
| Interest expense | 881,000 | 1,744,000 | 2,558,000 | 3,281,000 |
| Net interest income | 7,566,000 | 15,212,000 | 22,960,000 | 30,785,000 |
| Noninterest income | 2,294,000 | 4,623,000 | 6,746,000 | 9,099,000 |
| Noninterest expense | 6,689,000 | 13,530,000 | 20,085,000 | 27,320,000 |
| Provision for loan losses | 465,000 | 930,000 | 1,395,000 | 1,860,000 |
| Pretax income | 2,706,000 | 5,375,000 | 8,403,000 | 10,916,000 |
| Income tax | 454,000 | 1,205,000 | 2,128,000 | 2,858,000 |
| Net income | 2,252,000 | 4,170,000 | 6,275,000 | 8,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,947,000 | 60,020,000 | 61,259,000 | 61,974,000 |
| Total capital | 64,458,000 | 65,715,000 | 67,318,000 | 68,280,000 |
| Risk-weighted assets | 493,725,000 | 499,964,000 | 503,710,000 | 511,128,000 |