Call reports 2009
FIRST BANK & TRUST EAST TEXAS — 2009
What FIRST BANK & TRUST EAST TEXAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 720,309,000 | 701,169,000 | 679,942,000 | 720,981,000 |
| Total loans | 465,286,000 | 475,745,000 | 485,598,000 | 485,499,000 |
| Allowance for loan losses | 4,618,000 | 5,424,000 | 4,691,000 | 5,016,000 |
| Securities available for sale | 138,365,000 | 122,081,000 | 120,373,000 | 130,837,000 |
| Securities held to maturity | 255,000 | 255,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 652,283,000 | 632,673,000 | 608,526,000 | 651,491,000 |
| Interest-bearing deposits | 415,211,000 | 399,030,000 | 396,662,000 | 420,232,000 |
| Noninterest-bearing deposits | 237,072,000 | 233,643,000 | 211,864,000 | 231,259,000 |
| Equity capital | 65,081,000 | 64,941,000 | 67,153,000 | 66,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,745,000 | 17,365,000 | 26,062,000 | 34,541,000 |
| Interest expense | 1,399,000 | 2,587,000 | 3,653,000 | 4,502,000 |
| Net interest income | 7,346,000 | 14,778,000 | 22,409,000 | 30,039,000 |
| Noninterest income | 2,251,000 | 4,624,000 | 6,994,000 | 9,375,000 |
| Noninterest expense | 6,140,000 | 12,998,000 | 19,524,000 | 26,287,000 |
| Provision for loan losses | 566,000 | 1,597,000 | 2,377,000 | 3,109,000 |
| Pretax income | 2,891,000 | 4,807,000 | 7,502,000 | 10,018,000 |
| Income tax | 873,000 | 1,418,000 | 2,224,000 | 3,003,000 |
| Net income | 2,018,000 | 3,389,000 | 5,278,000 | 7,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,057,000 | 56,583,000 | 57,497,000 | 57,534,000 |
| Total capital | 60,675,000 | 62,007,000 | 62,389,000 | 62,701,000 |
| Risk-weighted assets | 488,233,000 | 491,533,000 | 497,933,000 | 503,757,000 |