Call reports 2012
CALIFORNIA REPUBLIC BANK — 2012
What CALIFORNIA REPUBLIC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 435,925,000 | 482,272,000 | 585,762,000 | 591,773,000 |
| Total loans | 342,463,000 | 424,632,000 | 487,466,000 | 396,925,000 |
| Allowance for loan losses | 5,711,000 | 6,576,000 | 6,840,000 | 5,159,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 627,000 | 621,000 | 616,000 | 610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,151,000 | 431,838,000 | 532,961,000 | 530,501,000 |
| Interest-bearing deposits | 229,645,000 | 238,356,000 | 304,534,000 | 278,054,000 |
| Noninterest-bearing deposits | 157,505,000 | 193,482,000 | 228,428,000 | 252,447,000 |
| Equity capital | 47,379,000 | 48,501,000 | 50,502,000 | 55,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,827,000 | 10,951,000 | 18,367,000 | 25,199,000 |
| Interest expense | 399,000 | 837,000 | 1,374,000 | 1,966,000 |
| Net interest income | 4,428,000 | 10,114,000 | 16,993,000 | 23,233,000 |
| Noninterest income | 73,000 | 369,000 | 454,000 | 6,946,000 |
| Noninterest expense | 3,794,000 | 7,756,000 | 12,349,000 | 18,838,000 |
| Provision for loan losses | 935,000 | 1,833,000 | 2,203,000 | 791,000 |
| Pretax income | -228,000 | 894,000 | 2,895,000 | 10,550,000 |
| Income tax | 0 | 0 | 0 | 2,479,000 |
| Net income | -228,000 | 894,000 | 2,895,000 | 8,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,793,000 | 47,930,000 | 49,946,000 | 55,136,000 |
| Total capital | 51,508,000 | 53,453,000 | 56,323,000 | 60,319,000 |
| Risk-weighted assets | 376,077,000 | 448,627,000 | 509,817,000 | 414,517,000 |