Call reports 2015
BANK OF DADE — 2015
What BANK OF DADE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 97,408,000 | 93,109,000 | 92,673,000 | 96,847,000 |
| Total loans | 38,441,000 | 37,984,000 | 40,093,000 | 39,633,000 |
| Allowance for loan losses | 412,000 | 418,000 | 292,000 | 327,000 |
| Securities available for sale | 51,716,000 | 51,187,000 | 48,446,000 | 45,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,075,000 | 82,059,000 | 81,158,000 | 85,388,000 |
| Interest-bearing deposits | 66,526,000 | 64,068,000 | 63,817,000 | 66,244,000 |
| Noninterest-bearing deposits | 19,549,000 | 17,991,000 | 17,341,000 | 19,144,000 |
| Equity capital | 11,242,000 | 10,549,000 | 11,334,000 | 11,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,762,000 | 2,680,000 | 3,576,000 |
| Interest expense | 45,000 | 85,000 | 127,000 | 170,000 |
| Net interest income | 825,000 | 1,677,000 | 2,553,000 | 3,406,000 |
| Noninterest income | 104,000 | 217,000 | 334,000 | 408,000 |
| Noninterest expense | 667,000 | 1,312,000 | 1,963,000 | 2,683,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 263,000 | 596,000 | 949,000 | 1,193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 263,000 | 596,000 | 949,000 | 1,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,982,000 | 11,215,000 | 11,458,000 | 11,633,000 |
| Total capital | 11,394,000 | 11,633,000 | 11,750,000 | 11,960,000 |
| Risk-weighted assets | 41,664,000 | 40,854,000 | 43,024,000 | 43,238,000 |