Call reports 2013
BANK OF DADE — 2013
What BANK OF DADE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 95,517,000 | 93,957,000 | 91,059,000 | 92,751,000 |
| Total loans | 39,842,000 | 40,642,000 | 41,383,000 | 39,621,000 |
| Allowance for loan losses | 558,000 | 573,000 | 503,000 | 351,000 |
| Securities available for sale | 48,946,000 | 46,805,000 | 43,601,000 | 45,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,486,000 | 84,339,000 | 82,040,000 | 83,826,000 |
| Interest-bearing deposits | 67,182,000 | 65,569,000 | 65,007,000 | 68,122,000 |
| Noninterest-bearing deposits | 17,304,000 | 18,770,000 | 17,033,000 | 15,704,000 |
| Equity capital | 10,891,000 | 9,455,000 | 8,815,000 | 8,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,814,000 | 2,744,000 | 3,635,000 |
| Interest expense | 63,000 | 123,000 | 181,000 | 240,000 |
| Net interest income | 839,000 | 1,691,000 | 2,563,000 | 3,395,000 |
| Noninterest income | 109,000 | 169,000 | 366,000 | 470,000 |
| Noninterest expense | 595,000 | 1,213,000 | 1,862,000 | 2,615,000 |
| Provision for loan losses | 20,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 355,000 | 704,000 | 1,184,000 | 1,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 355,000 | 704,000 | 1,184,000 | 1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,077,000 | 10,302,000 | 10,630,000 | 10,778,000 |
| Total capital | 10,571,000 | 10,808,000 | 11,133,000 | 11,129,000 |
| Risk-weighted assets | 39,426,000 | 40,403,000 | 41,304,000 | 40,565,000 |