Call reports 2012
BANK OF DADE — 2012
What BANK OF DADE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 95,104,000 | 93,185,000 | 92,015,000 | 95,229,000 |
| Total loans | 41,681,000 | 42,463,000 | 42,334,000 | 40,055,000 |
| Allowance for loan losses | 756,000 | 881,000 | 830,000 | 490,000 |
| Securities available for sale | 47,646,000 | 45,516,000 | 45,777,000 | 45,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,944,000 | 81,845,000 | 80,211,000 | 83,778,000 |
| Interest-bearing deposits | 68,564,000 | 67,391,000 | 65,859,000 | 68,329,000 |
| Noninterest-bearing deposits | 15,380,000 | 14,454,000 | 14,352,000 | 15,449,000 |
| Equity capital | 11,017,000 | 11,131,000 | 11,425,000 | 11,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 982,000 | 1,956,000 | 2,903,000 | 3,848,000 |
| Interest expense | 94,000 | 176,000 | 249,000 | 318,000 |
| Net interest income | 888,000 | 1,780,000 | 2,654,000 | 3,530,000 |
| Noninterest income | 107,000 | 210,000 | 275,000 | 169,000 |
| Noninterest expense | 649,000 | 1,270,000 | 1,867,000 | 2,615,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 180,000 |
| Pretax income | 336,000 | 767,000 | 1,175,000 | 1,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 336,000 | 767,000 | 1,175,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,177,000 | 10,042,000 | 10,310,000 | 10,192,000 |
| Total capital | 10,685,000 | 10,554,000 | 10,823,000 | 10,680,000 |
| Risk-weighted assets | 40,431,000 | 40,552,000 | 40,703,000 | 39,072,000 |