Call reports 2010
BANK OF DADE — 2010
What BANK OF DADE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 96,137,000 | 93,267,000 | 91,164,000 | 92,712,000 |
| Total loans | 51,655,000 | 51,096,000 | 49,561,000 | 47,734,000 |
| Allowance for loan losses | 864,000 | 864,000 | 869,000 | 855,000 |
| Securities available for sale | 36,069,000 | 37,479,000 | 35,979,000 | 35,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,841,000 | 83,185,000 | 81,047,000 | 83,355,000 |
| Interest-bearing deposits | 73,591,000 | 70,285,000 | 68,633,000 | 70,797,000 |
| Noninterest-bearing deposits | 13,250,000 | 12,900,000 | 12,414,000 | 12,558,000 |
| Equity capital | 8,922,000 | 9,690,000 | 9,777,000 | 9,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,290,000 | 2,562,000 | 3,704,000 | 4,803,000 |
| Interest expense | 263,000 | 507,000 | 729,000 | 921,000 |
| Net interest income | 1,027,000 | 2,055,000 | 2,975,000 | 3,882,000 |
| Noninterest income | 106,000 | 200,000 | 299,000 | 344,000 |
| Noninterest expense | 599,000 | 1,157,000 | 1,756,000 | 2,430,000 |
| Provision for loan losses | 30,000 | 60,000 | 487,000 | 807,000 |
| Pretax income | 504,000 | 1,044,000 | 1,094,000 | 1,052,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 504,000 | 1,044,000 | 1,094,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,492,000 | 8,842,000 | 8,892,000 | 8,850,000 |
| Total capital | 9,108,000 | 9,423,000 | 9,459,000 | 9,409,000 |
| Risk-weighted assets | 49,057,000 | 46,180,000 | 45,046,000 | 44,385,000 |