Call reports 2020
BANK OF AMERICA CALIFORNIA, NATIONAL ASSOCIATION — 2020
What BANK OF AMERICA CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 18,802,000,000 | 20,740,000,000 | 22,254,000,000 | 24,583,000,000 |
| Total loans | 9,267,000,000 | 8,622,000,000 | 7,923,000,000 | 7,148,000,000 |
| Allowance for loan losses | 15,000,000 | 16,000,000 | 17,000,000 | 13,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,237,000,000 | 18,164,000,000 | 19,621,000,000 | 22,334,000,000 |
| Interest-bearing deposits | 16,237,000,000 | 18,164,000,000 | 19,621,000,000 | 22,334,000,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,999,000,000 | 2,042,000,000 | 2,084,000,000 | 2,121,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 118,000,000 | 203,000,000 | 279,000,000 | 349,000,000 |
| Interest expense | 5,000,000 | 8,000,000 | 10,000,000 | 10,000,000 |
| Net interest income | 113,000,000 | 195,000,000 | 269,000,000 | 339,000,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 18,000,000 | 41,000,000 | 60,000,000 | 85,000,000 |
| Provision for loan losses | 7,000,000 | 8,000,000 | 8,000,000 | 4,000,000 |
| Pretax income | 88,000,000 | 146,000,000 | 201,000,000 | 250,000,000 |
| Income tax | 22,000,000 | 37,000,000 | 50,000,000 | 62,000,000 |
| Net income | 66,000,000 | 109,000,000 | 151,000,000 | 188,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,999,000,000 | 2,042,000,000 | 2,084,000,000 | 2,120,000,000 |
| Total capital | 2,014,000,000 | 2,058,000,000 | 2,101,000,000 | 2,133,000,000 |
| Risk-weighted assets | 5,313,000,000 | 4,987,000,000 | 4,601,000,000 | 4,255,000,000 |