Call reports 2016
BANK OF AMERICA CALIFORNIA, NATIONAL ASSOCIATION — 2016
What BANK OF AMERICA CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 22,796,000,000 | 22,238,000,000 | 22,770,000,000 | 24,004,000,000 |
| Total loans | 14,996,000,000 | 14,072,000,000 | 13,178,000,000 | 17,335,000,000 |
| Allowance for loan losses | 107,000,000 | 101,000,000 | 95,000,000 | 93,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,008,000,000 | 18,488,000,000 | 19,002,000,000 | 20,241,000,000 |
| Interest-bearing deposits | 19,008,000,000 | 18,488,000,000 | 19,002,000,000 | 20,241,000,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,125,000,000 | 3,152,000,000 | 3,180,000,000 | 3,213,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 167,000,000 | 327,000,000 | 478,000,000 | 633,000,000 |
| Interest expense | 2,000,000 | 3,000,000 | 4,000,000 | 6,000,000 |
| Net interest income | 165,000,000 | 324,000,000 | 474,000,000 | 627,000,000 |
| Noninterest income | 3,000,000 | -5,000,000 | -4,000,000 | -2,000,000 |
| Noninterest expense | 26,000,000 | 53,000,000 | 84,000,000 | 112,000,000 |
| Provision for loan losses | -4,000,000 | -4,000,000 | -9,000,000 | -10,000,000 |
| Pretax income | 146,000,000 | 270,000,000 | 395,000,000 | 523,000,000 |
| Income tax | 55,000,000 | 102,000,000 | 149,000,000 | 194,000,000 |
| Net income | 91,000,000 | 168,000,000 | 246,000,000 | 329,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,095,000,000 | 3,124,000,000 | 3,155,000,000 | 3,191,000,000 |
| Total capital | 3,202,000,000 | 3,225,000,000 | 3,250,000,000 | 3,284,000,000 |
| Risk-weighted assets | 9,219,000,000 | 8,669,000,000 | 8,143,000,000 | 10,348,000,000 |