Call reports 2015
BANK OF AMERICA CALIFORNIA, NATIONAL ASSOCIATION — 2015
What BANK OF AMERICA CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 26,742,000,000 | 23,288,000,000 | 23,323,000,000 | 22,489,000,000 |
| Total loans | 14,747,000,000 | 13,299,000,000 | 16,876,000,000 | 15,884,000,000 |
| Allowance for loan losses | 145,000,000 | 135,000,000 | 121,000,000 | 113,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,799,000,000 | 16,307,000,000 | 17,254,000,000 | 18,591,000,000 |
| Interest-bearing deposits | 19,799,000,000 | 16,307,000,000 | 17,254,000,000 | 18,591,000,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,748,000,000 | 2,843,000,000 | 2,936,000,000 | 3,034,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 176,000,000 | 350,000,000 | 501,000,000 | 673,000,000 |
| Interest expense | 5,000,000 | 10,000,000 | 14,000,000 | 16,000,000 |
| Net interest income | 171,000,000 | 340,000,000 | 487,000,000 | 657,000,000 |
| Noninterest income | 19,000,000 | 26,000,000 | 44,000,000 | 51,000,000 |
| Noninterest expense | 28,000,000 | 55,000,000 | 83,000,000 | 109,000,000 |
| Provision for loan losses | -3,000,000 | -5,000,000 | -17,000,000 | -22,000,000 |
| Pretax income | 165,000,000 | 316,000,000 | 465,000,000 | 621,000,000 |
| Income tax | 84,000,000 | 140,000,000 | 196,000,000 | 254,000,000 |
| Net income | 81,000,000 | 176,000,000 | 269,000,000 | 367,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,720,000,000 | 2,817,000,000 | 2,912,000,000 | 3,012,000,000 |
| Total capital | 2,832,000,000 | 2,922,000,000 | 3,033,000,000 | 3,125,000,000 |
| Risk-weighted assets | 8,927,000,000 | 8,364,000,000 | 10,396,000,000 | 9,713,000,000 |