Call reports 2025
CAPITAL ONE, NATIONAL ASSOCIATION — 2025
What CAPITAL ONE, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 490,573,279,000 | 648,909,392,000 | 652,138,082,000 | 658,464,240,000 |
| Total loans | 324,284,817,000 | 447,567,857,000 | 451,777,157,000 | 454,382,096,000 |
| Allowance for loan losses | 15,899,489,000 | 23,872,940,000 | 23,103,042,000 | 23,408,802,000 |
| Securities available for sale | 84,010,215,000 | 87,847,608,000 | 89,391,029,000 | 93,580,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,481,833,000 | 1,825,237,000 | 1,551,850,000 | 1,702,054,000 |
| Total deposits | 388,623,661,000 | 497,324,904,000 | 498,827,070,000 | 504,610,433,000 |
| Interest-bearing deposits | 361,780,923,000 | 468,917,831,000 | 470,539,633,000 | 476,481,953,000 |
| Noninterest-bearing deposits | 26,842,738,000 | 28,407,073,000 | 28,287,437,000 | 28,128,480,000 |
| Equity capital | 59,193,851,000 | 97,139,218,000 | 97,868,410,000 | 97,584,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,405,357,000 | 25,219,575,000 | 41,965,758,000 | 58,638,045,000 |
| Interest expense | 3,263,914,000 | 6,965,700,000 | 11,209,098,000 | 15,339,892,000 |
| Net interest income | 8,141,443,000 | 18,253,875,000 | 30,756,660,000 | 43,298,153,000 |
| Noninterest income | 2,001,171,000 | 4,285,246,000 | 6,987,331,000 | 9,874,878,000 |
| Noninterest expense | 5,845,952,000 | 12,618,171,000 | 20,479,606,000 | 29,412,884,000 |
| Provision for loan losses | 2,368,439,000 | 13,808,044,000 | 16,520,818,000 | 20,656,433,000 |
| Pretax income | 1,904,339,000 | -3,851,033,000 | 818,027,000 | 3,169,415,000 |
| Income tax | 361,353,000 | -1,257,706,000 | -29,431,000 | 333,039,000 |
| Net income | 1,542,241,000 | -2,607,458,000 | 832,034,000 | 3,201,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,070,049,000 | 67,831,988,000 | 67,632,609,000 | 68,204,392,000 |
| Total capital | 57,877,524,000 | 76,357,693,000 | 76,074,682,000 | 76,710,919,000 |
| Risk-weighted assets | 373,618,433,000 | 499,283,554,000 | 502,549,472,000 | 507,434,591,000 |