Call reports 2025
BANKERS' BANK — 2025
What BANKERS' BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,463,208,000 | 1,434,329,000 | 1,449,727,000 | 1,420,052,000 |
| Total loans | 1,097,503,000 | 1,117,245,000 | 1,130,656,000 | 1,108,074,000 |
| Allowance for loan losses | 12,212,000 | 11,221,000 | 12,738,000 | 14,129,000 |
| Securities available for sale | 202,383,000 | 198,416,000 | 187,461,000 | 182,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,321,000 | 1,150,000 | 1,068,000 | 2,111,000 |
| Total deposits | 979,798,000 | 892,217,000 | 918,099,000 | 807,950,000 |
| Interest-bearing deposits | 614,922,000 | 577,250,000 | 602,051,000 | 505,487,000 |
| Noninterest-bearing deposits | 364,876,000 | 314,967,000 | 316,048,000 | 302,463,000 |
| Equity capital | 160,930,000 | 164,500,000 | 168,980,000 | 188,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 16,650,000 | 33,460,000 | 51,116,000 | 68,811,000 |
| Interest expense | 9,653,000 | 19,059,000 | 28,580,000 | 37,618,000 |
| Net interest income | 6,997,000 | 14,401,000 | 22,536,000 | 31,193,000 |
| Noninterest income | 6,136,000 | 12,403,000 | 18,488,000 | 25,276,000 |
| Noninterest expense | 9,259,000 | 18,390,000 | 26,854,000 | 35,704,000 |
| Provision for loan losses | 953,000 | 2,043,000 | 3,947,000 | 6,805,000 |
| Pretax income | 3,124,000 | 6,364,000 | 10,370,000 | 14,115,000 |
| Income tax | 672,000 | 1,387,000 | 2,288,000 | 2,581,000 |
| Net income | 2,452,000 | 4,977,000 | 8,082,000 | 11,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,476,000 | 178,002,000 | 181,106,000 | 199,558,000 |
| Total capital | 188,087,000 | 189,833,000 | 194,299,000 | 214,135,000 |
| Risk-weighted assets | 1,259,083,000 | 1,287,935,000 | 1,283,775,000 | 1,272,345,000 |