Call reports 2024
BANKERS' BANK — 2024
What BANKERS' BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,476,255,000 | 1,471,949,000 | 1,452,776,000 | 1,470,771,000 |
| Total loans | 1,060,817,000 | 1,096,879,000 | 1,086,847,000 | 1,089,818,000 |
| Allowance for loan losses | 11,467,000 | 11,353,000 | 11,409,000 | 11,294,000 |
| Securities available for sale | 266,812,000 | 251,060,000 | 242,937,000 | 212,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,793,000 | 2,289,000 | 1,259,000 | 1,591,000 |
| Total deposits | 875,108,000 | 755,095,000 | 961,912,000 | 926,448,000 |
| Interest-bearing deposits | 573,675,000 | 489,762,000 | 662,150,000 | 618,943,000 |
| Noninterest-bearing deposits | 301,433,000 | 265,333,000 | 299,762,000 | 307,505,000 |
| Equity capital | 145,104,000 | 147,732,000 | 155,592,000 | 156,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,771,000 | 32,666,000 | 49,986,000 | 67,362,000 |
| Interest expense | 11,160,000 | 21,817,000 | 33,060,000 | 43,712,000 |
| Net interest income | 5,611,000 | 10,849,000 | 16,926,000 | 23,650,000 |
| Noninterest income | 5,960,000 | 11,356,000 | 16,536,000 | 22,335,000 |
| Noninterest expense | 9,174,000 | 17,441,000 | 25,414,000 | 34,195,000 |
| Provision for loan losses | -238,000 | -276,000 | -184,000 | -110,000 |
| Pretax income | 2,347,000 | 4,744,000 | 8,254,000 | 11,996,000 |
| Income tax | 472,000 | 956,000 | 1,697,000 | 2,421,000 |
| Net income | 1,875,000 | 3,788,000 | 6,557,000 | 9,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,323,000 | 167,237,000 | 170,006,000 | 173,023,000 |
| Total capital | 177,670,000 | 179,508,000 | 182,090,000 | 184,919,000 |
| Risk-weighted assets | 1,315,722,000 | 1,314,394,000 | 1,269,829,000 | 1,268,990,000 |