Call reports 2023
BANKERS' BANK — 2023
What BANKERS' BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,450,022,000 | 1,466,700,000 | 1,460,714,000 | 1,460,759,000 |
| Total loans | 975,899,000 | 998,569,000 | 1,012,735,000 | 1,058,802,000 |
| Allowance for loan losses | 13,106,000 | 11,396,000 | 11,355,000 | 11,726,000 |
| Securities available for sale | 350,518,000 | 339,366,000 | 278,019,000 | 279,751,000 |
| Securities held to maturity | 1,691,000 | 2,149,000 | 5,974,000 | 0 |
| Trading assets | 6,484,000 | 6,007,000 | 6,926,000 | 2,520,000 |
| Total deposits | 818,864,000 | 839,505,000 | 870,343,000 | 886,257,000 |
| Interest-bearing deposits | 536,053,000 | 532,142,000 | 606,965,000 | 626,655,000 |
| Noninterest-bearing deposits | 282,811,000 | 307,363,000 | 263,378,000 | 259,602,000 |
| Equity capital | 133,298,000 | 133,314,000 | 132,640,000 | 143,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,336,000 | 28,281,000 | 43,985,000 | 60,895,000 |
| Interest expense | 8,394,000 | 18,428,000 | 28,484,000 | 40,122,000 |
| Net interest income | 4,942,000 | 9,853,000 | 15,501,000 | 20,773,000 |
| Noninterest income | 4,825,000 | 9,731,000 | 15,323,000 | 24,000,000 |
| Noninterest expense | 8,016,000 | 16,061,000 | 23,869,000 | 32,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 600,000 |
| Pretax income | 1,751,000 | 3,509,000 | 6,941,000 | 11,913,000 |
| Income tax | 265,000 | 577,000 | 1,326,000 | 2,171,000 |
| Net income | 1,486,000 | 2,932,000 | 5,615,000 | 9,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,193,000 | 156,639,000 | 159,322,000 | 163,449,000 |
| Total capital | 168,892,000 | 168,626,000 | 171,269,000 | 175,767,000 |
| Risk-weighted assets | 1,280,752,000 | 1,297,541,000 | 1,299,235,000 | 1,330,811,000 |