Call reports 2020
BANKERS' BANK — 2020
What BANKERS' BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 728,585,000 | 894,373,000 | 1,033,016,000 | 1,138,423,000 |
| Total loans | 478,693,000 | 497,092,000 | 536,268,000 | 596,652,000 |
| Allowance for loan losses | 7,298,000 | 9,595,000 | 10,926,000 | 12,593,000 |
| Securities available for sale | 77,976,000 | 79,204,000 | 76,003,000 | 81,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,227,000 | 0 | 261,000 | 0 |
| Total deposits | 524,752,000 | 669,957,000 | 794,047,000 | 873,140,000 |
| Interest-bearing deposits | 305,925,000 | 386,446,000 | 387,913,000 | 332,871,000 |
| Noninterest-bearing deposits | 218,827,000 | 283,511,000 | 406,134,000 | 540,269,000 |
| Equity capital | 88,679,000 | 90,559,000 | 95,997,000 | 109,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,446,000 | 11,900,000 | 17,438,000 | 23,294,000 |
| Interest expense | 2,019,000 | 3,491,000 | 4,720,000 | 5,681,000 |
| Net interest income | 4,427,000 | 8,409,000 | 12,718,000 | 17,613,000 |
| Noninterest income | 6,451,000 | 14,599,000 | 27,198,000 | 36,148,000 |
| Noninterest expense | 7,062,000 | 14,689,000 | 22,791,000 | 30,575,000 |
| Provision for loan losses | 327,000 | 2,621,000 | 3,951,000 | 5,628,000 |
| Pretax income | 3,546,000 | 5,954,000 | 13,532,000 | 17,916,000 |
| Income tax | 911,000 | 1,495,000 | 3,467,000 | 4,676,000 |
| Net income | 2,635,000 | 4,459,000 | 10,065,000 | 13,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,811,000 | 89,635,000 | 95,241,000 | 108,416,000 |
| Total capital | 95,109,000 | 97,461,000 | 103,608,000 | 117,432,000 |
| Risk-weighted assets | 595,783,000 | 624,289,000 | 666,863,000 | 717,776,000 |